Bob Carr founded Heartland Payment Systems, the nation's fifth largest payments processor, in 1997. In a widespread effort to stop cybercriminals -- and help protect business owners, consumers, processors and financial institutions -- Bob has been speaking to groups across the country detailing Heartland's experience and learnings from its 2008 data breach. He has been active in the formation of the Payments Processing Information Sharing Council and the development of “E3™,” Heartland's end-to-end encryption technology that is designed to protect cardholder data at rest and in motion throughout the lifecycle of credit, debit and prepaid card transactions.
