I could not win PowerBall nor Mega Millions, but I did just find out I'm one of the 143 million who might have had their information compromised in the Equifax data breach. Woo-Hoo. D'Oh!.
Hold on, did Equifax again ask for vital personal information that I now know it is incapable of protecting?
Did I give it to them?
Why did I do so?
I'm an idiot. Well, not really, but I did want to know and besides between Yahoo, LinkedIn, Target, Home Depot and OPM I'm pretty sure everything but my shoe size has already been exposed.
But Equifax's rather nervy request brings up the obvious question of what organizations can consumers truly trust to not only monitor their credit, but keep their PII under wraps. The answer is probably not many seeing that Equifax joins another other major credit firm Experian in having been proven to be quite breachable.
So one answer may be that it's a better idea to rely on yourself and some publicly available resources.
Steven Bearak, CEO of Identity Force came up with a five-point action plan that could be helpful: