Two years after the Equifax breach, four in 10 consumers holding credit or debit cards have included their full Social Security numbers on an online form, a new report has found.

In research conducted for the second year in a row to mark the anniversary of the 2017 Equifax breach that exposed the personal information of 148 million people, CompareCards by Lending Tree explored how Americans using credit and debit cards view breaches and how they’ve taken steps to safeguard against ID theft.

Although 95 percent of cardholders expressed hesitation at providing personal information online – and 95 percent have taken action to protect themselves by looking for signs of identity theft (44 percent) and reviewed their online bank and credit card statement more frequently (66 percent) – only 40 percent have checked their credit reports over the past year.

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