Is malware-driven financial crime reporting just hype or is it more serious than banks have been reporting? The cybercrime threat scales to over $54 billion in annual damages - however the hard data has been difficult to correlate - until now. This latest research interprets the comparisons of ten years of Financial Crimes Enforcement (FinCEN) and Suspicious Activity Reporting (SAR) data which indicate an under-reporting of the malware banking threat. Banking Trojan-based ACH wire fraud threats to business banking have been increasing year after year for over five years, yet data from banks have been considered proprietary or protected under laws such as the Bank Secrecy Law. Together, we take a hard look at what other industry experts have long ago discovered: Banking Trojans are the actual weapons of mass destruction.